Netflix, the streaming giant of movies and series, offers a new European subscription especially for travelers, which is active for fans in Latam. A wide range of content to its subscribers in Europe. However, it is important to note that the rules for Netflix subscriptions in Europe may vary depending on the country you are in. This is because Netflix adapts to local regulations and laws, which may affect the prices and offerings available to users in different regions of the continent.

In most European countries, Netflix offers several subscription plans, ranging from Basic to Premium. These plans differ in terms of price and transmission quality. For example, the Basic plan generally allows streaming in standard quality and only on one device at a time, while the Premium plan offers Ultra HD quality streaming and allows viewing on up to four devices simultaneously. Prices may vary significantly between countries due to differences in cost of living and local demand.

Another important aspect to consider when subscribing to Netflix in Europe is content availability. Netflix’s catalog of movies and series may vary from country to country due to licensing and copyright agreements. This means that some titles may not be available in your region, which may be an important consideration when choosing your subscription plan. Some users choose to use VPN services to access Netflix content from other countries, although this may be against the platform’s terms of use.

In summary, Netflix offers a wide variety of subscription options in Europe, but it is important to be aware of the differences in pricing, streaming quality and content availability depending on the country you are in. Before subscribing, it is advisable to research the options available in your region and choose the plan that best suits your needs and preferences. In addition, it is essential to remember that using VPN to access Netflix content from other countries may be against the platform’s policies, so it is important to use it responsibly and in accordance with local rules and Netflix’s terms of use.

It is not very complicated to do so, you just have to overcome some truths and a few discussions about the use we make of our money. Being honest with our partner is very useful for the correct use of our money and that there are no uncomfortable disputes about unnecessary expenses such as candy, coffees, spare parts, etc.

Having clarified all this, the monthly budget is something necessary and key for the management of finances. This will help you to make your projections if at some point you wish to apply for a loan to improve your home. With the savings you make, it will be possible to plan.

We could start with making a calendar of invoices and payments. Include payment dates for all services. Add up all these expenses and assign a sum of money that can be used to automatically disburse all these payments. You can do it online or through mobile banking. Bank applications already have this modality. This way you can strategically space your invoices and coordinate with your paychecks so as not to jeopardize your liquidity.

Eliminate unnecessary expenses. Those that are discretionary, that one does not regularly need and that put at risk, not always, our health and peace of mind at home. Eliminate it to increase your cash flow. I know it’s difficult but give it a try.

Review your food, fuel and entertainment expenses and set reasonable limits for each category to avoid overspending. This will help you identify some expenses that you can avoid or reduce. Leakage costs” can be avoided, reduced or eliminated depending on our efforts. One example is morning coffee or grocery shopping or eating out too much per week. Discuss it with your partner, i.e. whether it is necessary or you can invest that money in something that has a better benefit for the future. An investment for example.

Household finances should always be viewed as a responsibility. Even more so in these times when uncertainty is just around the corner.

Make a monthly budget to be clear about your main income and expenses.

In one column for your income, in the other column place your expenses such as rent, utilities, groceries, transportation, parking, gas, lunches and recreational outings.

Then identify expenses that are occasional, such as going out with friends, vacations, records, books, going to the movies.

Take stock to see if your income is greater than your expenses.

Then, synthesize and make a last column with unnecessary expenses. Movie or music subscriptions is one of the examples of ant expenses. Sometimes there is no one at home or at your workplace the internet is only for work.

One that is very common is to buy the afternoon coffee which costs Q10 and you buy 5 a week, so imagine a total of Q 2,600 a year. It is food for thought.

As a married couple it is important to set goals, i.e. to make savings to get goods, go on vacation, go out to eat, these to me are quality expenses and for these expenses you have to be disciplined.

Every time an expense is going to be made I always think: will it be worth it, did I need it, will it be better to spend that money with my family? I believe that an “expense” in family is always an investment.