Expenses “Ant”.
This is the name given to all those “small” expenses that we make, often out of habit, and that at the end of the month add up to a good part of the income that is lost or poorly invested.
Usually, the “hormiga” expenses respond to those cravings that occur, especially when shopping in markets or supermarkets, for products that are not essential for the household, but do cover personal needs, for example, chocolates, snacks, soft drinks, liquors; all of this adds to the bill and to the family budget.
To prevent these expenses from altering the family income, we give you these recommendations.
Schedule purchases
Especially to the supermarket, where most of the products that could arouse cravings are located. One or two purchases should be scheduled to reduce or avoid unnecessary expenses. If we go back to the store every other day, we are sure to be buying something we don’t need every other day. Avoid temptation.
Limit your budget.
The time of shopping should not be something without control, on the contrary, if you have a specific amount there is no room for cravings.
Make a shopping list
This is fundamental, it is like making a plan for purchases, it is also convenient to have a notion of the price of consumer products in the home, to detect price increases, which will affect the budget for purchases.
Treat yourself, but don’t abuse
There is nothing wrong with indulging in shopping, the problem is when that indulgence becomes habitual or is preferred over a necessary household product.
Many of these expenses are related to other conditions and unhealthy consumptions such as liquor or cigarettes, so you should also be realistic to recognize if you have a problem and seek professional help.
Undoubtedly, ant expenses are a leak that must be repaired, I invite you to do an exercise and see what you are spending your money on. It is not a scolding, but rather an opportunity to reconsider and direct this expense to a more profitable project.